CREDIT CHECKS

There exists a common misconception that a poor credit history may result in a higher interest rate for title loans. With Canadian Equity Loans your credit score does not affect the interest rate, fees or charges determined for a title loans.

REFINANCE POLICY

Refinances are permitted. Check your agreement for all terms and conditions.

LATE PAYMENT POLICY

Should an unexpected emergency arise which prevents you from making a payment pursuant to the terms of your agreement, representatives at Canadian Equity Loans are trained to work with you to bring your account back into good standing. Your vehicle will be pledged to Canadian Equity Loans as collateral. If you fail to make a payment pursuant to the terms of your agreement, your vehicle may be repossessed and sold. Additional charges may also apply.

DETERMINATION OF INTEREST RATE/FEES/CHARGES

As noted above, federal and provincial law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Canadian Equity Loans at the location before you sign any agreement. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms arranged by Canadian Equity Loans.

SUBMITTING YOUR INQUIRY THROUGH OUR WEBSITE

Submitting your inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Canadian Equity Loans customer service representative will call you to discuss your title loan needs.

FEDERAL & PROVINCIAL REGULATIONS

Canadian Equity Loans promotes the informed use of Consumer credit by rigidly adhering to federal and provincial regulations requiring Disclosures about interest rates, rollover limits, fees, charges and terms. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their car title loan as required by federal and provincial Law.