How long does it take to be approved?

From the time you call one of our Canadian Equity Loans locations, you can be approved in as little as an hour or less for a collateral loan.

How do you determine the value of my vehicle?

The value of your vehicle is based on the Canadian Black Book and the condition of the vehicle.

How often can I get a title loan?

Title loan terms and frequency may vary. Please check with a sales representative at the Canadian Equity Loans location for all the details.

What if my car title is not in my name?

To get a title loan you need to have the vehicle title in your name. You will need to go to the MV Branch or registry and have the title transferred to your name prior to applying for a loan.

How much can I borrow?

Your title loan amount depends on the value and condition of your vehicle. The maximum you can obtain is $50,000.

How do I get started?

You can get started by submitting the online form on the left with your basic information, after which you will be contacted by a friendly Canadian Equity Loans sales representative who will explain the application process. Applications will be taken in person at the Canadian Equity Loans location.

What is a clear or lien-free car title?

A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan you need to have a clear or lien-free car title.

Where is a location near me?

The Canadian Equity Loans website has a location page which helps you find the nearest location.

Canadian Equity Loans report to the credit agencies if my loan defaults?

Canadian Equity Loans DOES NOT report to credit agencies if you default.

Can I still drive my car? Do I get to keep my car?

Yes! You keep your car when you take out a title loan.